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Refinancing

Just like an annual financial plan you should review your mortgage regularly. Renewal time is the ideal time to reassess your options and re-examine your overall financial situation. We're available to answer any questions you have and to help you choose the options and best lender that's right for you. When your mortgage is due for renewal sometimes the rate guarantee period can prove to be critical. Some lenders provide a 30-day period and some 60 days to give the opportunity to lock into your next term. Obviously the longer the better because if rates moved up you may have missed the boat.

At renewal, you have the option to pay off all or part of your mortgage, change the term (the interval between renewals), change the amortization period (the time required to fully pay off your mortgage), or change the frequency of payments (weekly, etc.). With this flexibility, you can adjust your regular payments to suit your circumstances, which may have changed.

We can help you out with your Mortgage Refinancing, please contact us to arrange a free consultation